Early underperformance need not be a reason for investors to exit their mutual fund SIPs. Data from the past 20 years shows that seven out of 10 five-year SIPs delivered double-digit annualised returns even when markets experienced weak or negative returns during the first two years, according to a report by ShareMarket by PhonePe.
The report further highlighted that analysing two decades of data ending June 2026 reassures investors that the short-term SIP sluggishness experienced recently is not uncommon, and extending the investment horizon can drastically improve outcomes.
