
Amanda from Tampa, Florida, told "The Ramsey Show" she only discovered she was tied to an $11,500 loan when she noticed a receipt left out at her parents' home.
The single mother explained that she thought her parents had stepped in to cover a car repair after a hurricane evacuation. Instead, she learned the money came from a $30,000 home equity line of credit in their name — and she was assigned a portion without being told. The unexpected debt, she said, "added pressure as I tried to get back on my feet" after divorce, job loss, and caring for her three-year-old.