More borrowers falling behind but better days are ahead

Households remain resilient despite sticky inflation and high interest rates, the Reserve Bank says. (Bianca De Marchi/AAP PHOTOS)

Australians are well-placed to ride out economic challenges such as inflation despite a slight increase in mortgage holders falling behind on payments, the nation's central bank says.

While inflation remains sticky and interest rates are high, households remain resilient, the Reserve Bank of Australia said in its half-yearly financial stability review released on Thursday.