
For many retirees, the family home is their biggest asset—and deciding what to do with it is a major estate planning question. One option that often comes up is putting your home in a trust. Advocates say it can protect your property, simplify inheritance, and avoid costly probate. But in 2025, shifting laws, tax changes, and family dynamics make the decision less straightforward than it once seemed. Before signing any paperwork, it’s worth asking: is putting your home in a trust a smart move—or a mistake?