Interest rates and house prices are both rising - adding more pressure to first-time buyers who are so desperately trying to get on the property ladder.
The Bank of England last week hiked its base rate to 2.25% - its highest level in 14 years - with analysts fearing they could go as high as 6% next year.
If you have a tracker mortgage, your monthly repayments will move in line with the base rate - meaning you’re paying more for your mortgage.