Decades ago, homes were affordable. You could work a single job and pay for a modestly nice place to hang your hat. And most families could afford such a home on a single salary, meaning one person could theoretically stay at home and either not work, pursue a passion project, or raise their kids. I know this because that's what my parents did. As did their parents before them.
But that isn't the reality we live in anymore.
No, housing has become almost unattainable for the vast majority of people. I have a house, but even with my wife and I working two full-time jobs that pay pretty all right, we still needed our families' help when putting down a down payment. And we're lucky that our parents and family could help us achieve that milestone. Most, however, can't.
