You might not have heard of Gemma Bird, but the savvy mum has a tremendous 300,000+ followers on Instagram and TikTok. Why? Well Gemma, better known as Money Mum, knows a thing or two about cash. More importantly, making money work for her.
She has worked multiple jobs, never earning more than £25,000 a year, and by the age of 40 had managed to pay off her mortgage. She puts her achievement down to 'mindset' according to Birmingham Live. Saying that it's not down to how much you earn but what you do with that cash.
The mum-of-two told the publication: "My parents instilled in me that if you want something you’ve got to work and save up for it. I was never bright at school. I always thought I’m not going to ever be a doctor or a lawyer so I knew I was going to have to make whatever money I made go a long way."