
There's no greater regret than gambling that you'll never need phone or laptop insurance... and then needing it once it's too late. AppleCare Plus and Samsung Care Plus can be a bit costly on top of your new phone price, but much less costly than having to pay full price for display repairs or to replace a stolen phone.
The question is, does Apple or Samsung do a better job at insuring your devices? Which one gives you your money's worth, and which one doesn't properly cover certain claims?