Customers who lost money to collapsed funeral firm Safe Hands have been told they will lose most of their cash.
Safe Hands sold pre-pay funeral plans, mainly to elderly people, but collapsed into administration in March - leaving around 45,000 customers high and dry.
The devastated pensioners, who thought they had bought peace of mind for their relatives when they passed away, not face the complete opposite, as they have lost their funeral as well as the money they paid.