Retirement does not forgive sloppy planning. You can work for forty years, save diligently, and still watch your balance shrink faster than you ever imagined if you make a handful of common missteps.
Financial advisors see the same errors again and again, and none of them require exotic investments or dramatic market crashes to do real damage. They grow from ordinary decisions, repeated over time, without a clear strategy behind them. If you want your money to last as long as you do, you need to know where people stumble and how to step around those traps with intention.
