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Kiplinger
Kiplinger
Business
Jackie Stewart

Roth IRA Contribution Limits for 2026

IRA IRS
Concept art showing the phrase Roth IRA spelled out next to some money.

Roth IRAs are a great way to save for retirement, allowing you to contribute after-tax dollars to an account where your contributions and earnings grow tax-free.

For 2026, the contribution limit for a Roth IRA is $7,500 (up from $7,000 in 2025), and includes an additional $1,100 catch-up contribution for those aged 50 and older (up from $1,000 in 2025).

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