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Kiplinger
Kiplinger
Business
Donna Fuscaldo

No Heirs? Here Are 4 Ways to Spend Your Nest Egg Guilt-Free and Protect Yourself

A man overlooking the mountains.

Pam Krueger isn’t amassing a small fortune just to hand it over. While she plans to bequeath a gift to her beloved niece and nephew, the CEO is unapologetically putting her own needs first—planning her life around travel rather than a traditional legacy.

“I want to be able to rent a place for two or three months in Italy and Greece every year,” says Krueger, founder of the adviser-matching platform Wealthramp. “Why should I be ashamed to say I worked hard? I’m not planning my life around legacy.”

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