Phillip Inman writes that “Early retirement is a wealthy indulgence that needs to be discouraged” (Get early retirees off the golf course and back to work – why early retirement isn’t good for UK plc, 26 July). He elicits cliches of golf courses and cruises enjoyed by older people who are not working. The reality for many, however, is very different.
The average age of labour market exit is rising, reaching a new high last year of 65.7 for men and 64.5 for women. However, we know that many people struggle to remain in work in the years before they reach the state pension age.
