You have been refreshing the Where’s My Refund? tool for days, hoping for movement. Nothing happens. Then you finally pull your tax transcript and see the magic number. IRS Code 846 is the one code every taxpayer waits for during the season. It is supposed to mean your refund has been issued and money is on the way. However, your bank account is still sitting at zero dollars. This is the moment when millions of taxpayers start to worry. The IRS says the refund is out the door, but the money is nowhere to be found. Here is what IRS Code 846 actually means and the real reasons your money is still missing.
