The United States is at a crossroads. You may have heard that Social Security is politically impossible to reform. But that belief will be hard to sustain. In a few years, the Social Security Trust Fund will be exhausted. When that happens, Social Security benefits will be cut across the board by 21 percent—that is, unless Congress changes the law. Either way, changes are coming.
The question that remains is which change we will go for. That choice will have long-lasting consequences.
