Q: My long-term boyfriend has lousy credit but makes a good living and wants to buy a house and stop renting. I make less money but have much better credit. We are being told that I will need to cosign the loan for it to be approved. I trust him, but should I be concerned? — Kelly
A: In my law practice, I have seen the situation you describe go wrong many times.
While it is true that no one consults with a lawyer to tell them that everything worked out OK, you are right to be concerned.