If you're ready to save for retirement but don’t know how to start, a Roth IRA should be your first stop. It’s one of the only accounts that can give you a tax-free income stream during retirement. On top of that, it offers a level of flexible access to your savings that other retirement accounts can’t touch.
But before you open a Roth IRA, it’s important to know how they work. From income and annual contribution limits to when and how you make withdrawals, knowing the ground rules can help you save with confidence.
