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Glasgow Live
Glasgow Live
National
David Meikle

RBS Bank manager who stole £123,000 from OAP was on the beach when fraud uncovered

A crooked bank manager who stole £123,000 from a pensioner's account has been ordered to hand over almost £50,000.

Ann-Marie McCafferty, 36, was employed in a senior role at the Royal Bank of Scotland branch in Shotts.

But she used her position to plunder £123,634 from an account belonging to Christopher McGuire, 79.

McCafferty appeared at Hamilton Sheriff Court last year and admitted the embezzlement in July 2018.

She dodged jail but has now been hit with a confiscation order for £47,276.21.

Sheriff Linda Nicolson was told the money will be paid within the next 28 days.

A probe was launched into McCafferty after McGuire asked for a print-out of a bank statement and was told he had only £8,000 in his account.

An investigation revealed £123,634 had been removed but he later told employees at the bank he had been served by the branch manager and remembered her surname was McCafferty.

It emerged McCafferty, who had responsibility for cash at the branch, had removed money from the ATM machine and replaced it with money from McGuire's account in a bid to hide her stealing.

A probe by RBS found she had forged signatures of employees and faked transactions while she put money into her account and one owned by her former partner.

McCafferty, who was on holiday when the fraud was uncovered, was sent a text message asking if she knew where the money had gone.

She replied: 'Sorry I'm at the beach, bad reception. Can't think, sorry.'

McGuire later had all of the stolen money returned to him by the RBS.

The court heard both McGuire and his daughter did not wish to see McCafferty jailed for the gross breach of trust.

Sheriff Thomas Millar ordered McCafferty to carry out 250 hours of unpaid work as an alternative to prison.

He added: "Prior to this offence you led a very ordinary, honest and hard-working life but were subject to domestic violence for some time and were under serious pressure and stress.

"I do not think incarceration would benefit anyone in this case."

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