The Reserve Bank of India has recognised Sahamati as the Self-Regulatory Organisation (SRO) for the country's Account Aggregator (AA) ecosystem.
Sahamati is a not-for-profit entity that powers the RBI-regulated NBFC-AA network, which enables consent-based financial data sharing between Financial Information Providers (FIPs) and Financial Information Users (FIUs). The data is used for credit underwriting, loan collections, customer assessment, and fraud checks. The recognition creates a formal industry-led mechanism for governance, operational standards, and coordination across ecosystem participants.
