The promise of getting rich rarely comes with a timetable. For many, it feels distant, abstract, even accidental. Yet personal finance author Ramit Sethi argues that wealth is neither random nor reserved for the unusually gifted. It is, instead, the result of deliberate decisions made early and repeated consistently.
His plan is disarmingly simple. It does not depend on sudden windfalls or extreme frugality. It hinges on what happens in your 20s, a decade often dismissed as financially insignificant but, in Sethi's view, quietly decisive.
