After a two-year "administrative transition period" provided by the IRS, one of the SECURE 2.0 Act's most talked-about provisions — the Roth catch-up mandate — is now the law of the land.
If you are 50 or older and a high earner, these rules fundamentally change how your "extra" retirement savings are taxed and reported. Making a mistake here doesn't just mean a missed savings opportunity; it could lead to unexpected tax bills.
