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Kiplinger
Kiplinger
Business
Donna LeValley

The Little-Known Tool to Protect Your Retirement Savings in a Divorce

Mature businessman reading a problematic e-mail on laptop.

In the world of gray divorce, few documents are as critical as the Qualified Domestic Relations Order (QDRO). While your divorce decree officially ends the marriage, it is the QDRO that actually moves the money, acting as the legal bridge between a court’s ruling and your share of a 401(k) or pension.

For those over 50, this document is often the only thing standing between a comfortable retirement and a major financial setback, ensuring that decades of shared savings are legally and safely transferred to your name.

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