Identity theft has become one of the fastest-growing crimes in America, affecting millions of people each year. Criminals use stolen personal information to open credit cards, take out loans, or even file fraudulent tax returns. Seniors are especially vulnerable, as they often have established credit histories and may be less familiar with digital security practices. Protecting your identity is no longer optional—it is essential. Fortunately, a little-known federal law gives consumers powerful tools to fight back.
