As we start 2023, most people will be hoping for a better year than the one we’ve just had. With inflation exceeding 11% in October, mortgage rates spiralling after the disastrous mini-budget, and soaring energy costs as a result of the war in Ukraine, many will want to forget 2022.
But will this year be any better? While it is unlikely that many households will be approaching the coming 12 months with much optimism, at least they will be able to predict some of the stresses on their budgets.
