I think a lot of insurance is a borderline scam. The worst is when you're just trying to buy a flight and by the end of checkout, you have an overbearing fear that you'll lose your luggage, incur some kind of financial issue due to a delayed flight, and/or you'll completely change your mind about your travel dates and won't be covered. It's a nightmare. I've never once bought any of it, and I've never regretted it.
But now Polaris Adventures is teaming up with Sensible Weather to offer a type of insurance that makes a ton of sense: Weather Guarantees.
You could pay up to $650 for an experience from Polaris Adventures, which could range from touring Baja California, Mexico in a Polaris RZR, string pavement together on a Slingshot, or heck, you can even captain a boat or ride a snowmobile. There are so many options, all of which look great if you have the right weather.