As more professionals explore early retirement, financial independence is increasingly becoming about more than just accumulating wealth. Retirees today are looking for sustainable income, flexibility, tax efficiency, and protection against inflation over retirement periods that can stretch 30-40 years or longer. Building a resilient portfolio that can generate regular cash flow while preserving capital has therefore become one of the most important aspects of retirement planning.
A 47-year-old investor planning early retirement and relocation to live closer to ageing parents reached out to ETMutualFunds and sought expert guidance on structuring a portfolio for long-term sustainability.