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The Economic Times
The Economic Times
Surbhi Khanna

Planning a 15-year mutual fund investment? Here’s a simple 4-scheme portfolio approach

With increasing awareness and accessibility, mutual funds are no longer limited to urban investors. Today, even individuals from smaller towns and diverse professions are actively exploring market-linked investments for long-term wealth creation. For investors with a long horizon and no immediate liquidity needs, a disciplined and well-diversified equity portfolio can play a crucial role in building a sizeable corpus over time.

A similar query came from Ram Kumar, a 60-year-old farmer from Haryana and a viewer of The Money Show, who is looking to invest Rs 10 lakh in mutual funds for the next 15 years. With a fixed deposit maturing next year and no near-term requirement for funds, he is open to taking equity exposure and wants to build a portfolio across four schemes that cover the broader Indian market.

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