
With increasing awareness and accessibility, mutual funds are no longer limited to urban investors. Today, even individuals from smaller towns and diverse professions are actively exploring market-linked investments for long-term wealth creation. For investors with a long horizon and no immediate liquidity needs, a disciplined and well-diversified equity portfolio can play a crucial role in building a sizeable corpus over time.
A similar query came from Ram Kumar, a 60-year-old farmer from Haryana and a viewer of The Money Show, who is looking to invest Rs 10 lakh in mutual funds for the next 15 years. With a fixed deposit maturing next year and no near-term requirement for funds, he is open to taking equity exposure and wants to build a portfolio across four schemes that cover the broader Indian market.