Are you feeling personally affected by Up Bank’s impending switcheroo to a new dual interest rate system? I know I am. I’ve been an Up Bank user — or Upsider, as they’re called — since 2020 and have absolutely loved it. From the $0 travel fees to the joint-account 2Up functionality, I’ve sung Up Bank’s praises so loudly that it’s become a joke within my friend group. But now, if the “Grow and Flow” interest rate does go into effect in September, I feel like it could be time for a change.
