A hard-up pensioner says he spends all day wrapped in a sleeping bag and wears several layers of clothing after a leak in his loft left his home freezing.
David Harding reckons it is colder inside his bungalow in Swansea, south Wales, than outside - and he can hardly afford to heat his house.
The former merchant navy officer fears for his health, after a leak led to his loft insulation being ripped out this winter.
