In this piece, I evaluated two consumer financial services stocks, PayPal Holdings, Inc. (PYPL) and Regional Management Corp. (RM), to determine which of these is a buy, sell, or hold now. Based on the fundamental analysis of the stocks, I believe RM is an ideal buy now, while it could be wise to wait for a better entry point in PYPL.
Over the past two years, the financial services industry has demonstrated its ability to successfully navigate high levels of uncertainty. From insurance to investment management to real estate to banking, financial services organizations worldwide faced the COVID-19 pandemic with resilience and adaptivity. The industry has rapidly adopted advanced technologies to modernize traditional financial solutions.
