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Kiplinger
Kiplinger
Business
Roxanne Bland

Paper Tax Filers Face Long Wait as IRS Digitization Effort Stalls

2025 tax year IRS 1040 individual and schedule C profit or loss from business tax forms lay on a desktop.

If you plan to file a tax return on paper during the 2026 filing season and are expecting a refund, you’ll likely have to wait a while before you get your money. It will take the IRS four to six weeks to process your return, assuming there are no mistakes in your tax filing.

If you plan to file electronically, as the overwhelming majority of individual taxpayers do, the IRS says your refund would be directly deposited into your bank account within 21 days.

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