For years camera phones struggled to match 'proper' standalone cameras for zoom reach, but now telephoto and periscope telephoto modules are standard in flagship phones and increasingly common in mid-range models. Consequently many phones now have enough focal range for a majority of shooting scenarios. On-sensor cropping and AI zoom up to 120x zoom is also possible with some flagship phones, providing you're happy for your shots to be more of an interpretation than a faithful representation of your subject.
Oppo Find X9 Ultra vs. Hasselblad X2D II - can a camera phone out-shoot a $7,800, 100MP medium format goliath?