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The Economic Times
The Economic Times
Business
Anshika Jain

Only ₹2 lakh was paid by Star Health against a claim of ₹4.28 lakh, citing a sub-limit clause: Here’s why the policyholder won ₹2.28 lakh more

A health insurance policy may carry disease-specific sub-limits that restrict how much an insurer will pay for a particular treatment.

Sub-limits are expressed as a fixed value for a particular disease/treatment or room rent or as a percentage of the total sum insured.

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