Growing up, most of us thought that money basically existed to buy things and snacks. As we started to become independent, we began to learn about things ranging from insurance to dog-walking services. So if you think you have seen it all, keep reading.
Someone asked, “Those who have worked for the rich, what is a product or service we would never guess exists?” and people shared their best examples. So if you have ever wondered, “What would I do if I was rich?” Now is your chance to update your notes. Be sure to upvote your favorites and share your own ideas in the comments section.
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In case some of these sound too far-fetched, it’s worth noting that kidnapping and ransom insurance is a sizable industry. While often we think of it as a service for rich families, a common use case is a company buying a policy for valued employees who have to travel to high-risk zones. Interestingly due to moral hazard and risks of fraud, some companies don’t actually tell the employee about the policy.
Interestingly, it’s not actually that expensive on the face of things. Investopedia reports that many policies range from $500 to $2000. This is assuming the person is not a high-profile target and most of these policies have rules that make them void if you travel to high-risk areas. While this isn’t a negligible cost, it’s not nearly as unaffordable as it might seem.
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