An Irish mother-of-three has revealed how she cleared her €15k credit card debt and saved a deposit for a house in just one year: by cutting out all unnecessary spending for 12 months.
Caz Mooney, from Offaly, says she and her husband got into budgeting in 2018 because they were stuck renting, had credit card debt and were locked in a pattern of living from paycheck to paycheck.
Speaking to RSVP Live, she said: "We wanted to be able to buy our own home. We were also worried as we couldn't see very many places to rent, especially in our budget. We knew we had to make a change to our finances."