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Kiplinger
Kiplinger
Business
Kate Schubel

North Carolina’s $15,000 Forgivable Mortgage: How to Qualify in 2026

Traditional house in rural setting with porch, decorative shutters, front lawn, flowers and trees. .

If you've dreamed of a move in North Carolina, now might be the time. Beyond the excitement of the spring homebuying season, the Tarheel State is currently offering a significant financial boost to help residents plant roots.

The NC 1st Home Advantage Down Payment program gives first-time home buyers and veterans access to homes priced up to $495,000 with a major perk: $15,000 in down payment assistance.

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