Private home owners in Falkirk facing bills of up to £15,000 for repairs and improvements being carried out by the council will not be given any extra help to meet the costs.
Proposals to allow owners to defer the payments, or for Falkirk Council to work with a financial partner to help them spread out the cost over a longer period have both been rejected.
And one councillor warned the 'disappointing' decision would leave homeowners - many of whom are OAPs - facing terrible stress and huge bills in the middle of a cost of living crisis.