On July 4, the federal government launched what it described as one of the nation’s most ambitious asset-building initiatives for children in decades. Under this new tax-based savings program, every child born in the United States between January 1, 2026, and December 31, 2028, receives a $1,000 investment account branded as Trump Accounts.
The premise is straightforward: give every child an investment account, let compound returns do their work, and build wealth over time.
