New Federal Financial Literacy Strategy Targets Saving, Investing and Scams — 4 Areas Americans Should Know

The 2026 National Strategy for Financial Literacy focuses on four priorities: youth financial skills, saving and investing, digital financial literacy, and helping Americans recognize and avoid scams and fraud. Anastasija Vujic/Shutterstock

Knowing how to balance a checkbook isn’t enough to be financially literate anymore. Americans now have to navigate online banking, digital payments, investment platforms, increasingly sophisticated scams and a growing number of savings and investment choices.

That’s the thinking behind the new National Strategy for Financial Literacy, a federal roadmap released Oct. 2 by the Financial Literacy and Education Commission, or FLEC.