An engagement ring changed my life, but not only the way you might think. Let me explain.
The only reason I went to college, honestly, was football. I was lucky to secure an athletic scholarship that covered half my tuition. My family didn’t talk about money a lot growing up – unless it was in the context of an argument. So, when I got to college, I decided to major in finance, trying to make up for lost time. I was taught everything people should do to develop healthy financial habits, but I still had trouble implementing those practices in my own life. I ended up taking out significantly more loans than I needed. Even with a scholarship, I still graduated in 2008 owing around $60,000 in student loans. Back then, especially in the Midwest, that was a significant sum.
