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Evening Standard
Evening Standard
Business
Charlotte Duck

My leasehold papers are incomplete and I need indemnity insurance for a new mortgage. What does this involve?

Taeya Maj, 36, is the co-founder of No Guilt Bakes. She bought a four-bedroom, ex-council maisonette in Bethnal Green with her cousin in 2012 and her fixed-rate mortgage expired in November 2022.

She applied for a new mortgage before her old mortgage came to an end, but NatWest said the leasehold papers were incomplete, something that’s not uncommon with older leases. “I’ve been back and forth with the Housing Association, who are the freeholders, but they haven’t produced the missing pages.”

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