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MusicRadar
MusicRadar
Entertainment
Chris Barnes

Musician’s insurance: Everything you need to know about covering you and your gear

Guitarist and drummer on stage
The small print
(Image credit: Getty)

Before taking out any insurance policy you should always double check that it covers every possible musical scenario you're likely to encounter. Read the small print, check the local guidelines for every territory your music may take you and reach out to your insurer if you’re unsure of anything.

Whether you’ve spent your hard-earned pennies on a guitar, you own a vintage synth that’s growing in value, or making or performing music is your livelihood, knowing you and your gear are covered in the event of fire, theft, damage or other instrument-destroying acts of god can provide real peace of mind.

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