The housing market right now, whether you're renting or buying is incredibly competitive.
It allows prices to soar and with the cost of living going up, we're not expecting it to fall anytime soon.
According to research from Citylets, in January the average monthly rent in Glasgow's private rental sector rose to £974.
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And one mum has started a debate online on whether or not rent prices have gone too far.
Posting to the popular forum site, Mumsnet, the anonymous poster asked whether she was being unreasonable for thinking her rent is too high.
She wrote: "My rent is 800 per month. A mortgage on the same value flat would be 450 per month. Not in London obviously. It’s not fair is it?"
Some may argue that rent is 'dead money' as you pay each month and still have no ownership, although others will counteract that by saying you do not have the responsibly if something goes wrong.
The post sparked a massive debate with 989 comments with a mix of landlords and tenants.
One argued that the poster was being unreasonable and added: "A monthly mortgage payment would be wholly dependent on the amount of deposit and length of mortgage?"
A second agreed: "You realise from that eight hundred the landlord pays tax, insurance and has to also pay all repairs? And if you had a 450 mortgage, you’d also need insurance, buildings, and you’d have to cover all repairs yourself right? Although granted you’d not pay tax. What is it you find unfair?"
But one interjected, comparing how the UK's housing market differs from overseas: "I agree. Singapore built government-owned, functional housing which people buy for an affordable price, based partly on income. Fair, affordable, safe and decent housing which is essential for a happy life and a productive economy."
They added: "If you're a gazillionaire you can still buy something bonkers. But low- and middle- income people aren't scrabbling to afford to pay a landlords equity to make them wealthy."
"You’ve got your sums wrong, your costs would not be £450 a month. It would be £450 plus insurance and all repairs and maintenance. There is nothing unfair", another hit back.
One rushed to support the original poster: "Surely people aren't so dense they can see the OP is stating that guys who rent are at a massive disadvantage? They pay more, and have nothing to show at the end of it. There are a few advantages but overall owning is widely perceived as preferable.
"It should be affordable, and if being a landlord is so woe is me, as some are implying, why does anyone become one?"
A user simply replied to the mum: "Why don't you just buy one?"
Another argued: "800 rent on a place worth £120? Yes that’s absolute madness. I feel for anyone in your situation, if you don’t have the capacity to save for a deposit."
"You pay £800 a month rent. Plus home insurance, bills, council tax etc etc. The unfairness is that paying your rent won't make a blind bit of difference when you apply for a mortgage. You can afford to pay £800 a month on rent, you can prove that you've paid on time every month for how eve many years, but this is completely ignored by lenders and may not be able to get a mortgage anyway. And that's even if you are able to save for a deposit in the first place!" Commented a Mumsnet user.
And one questioned: "Where do you think the property owner gets the £15K down payment from? Some may get some help from their family, but I'm guessing most of them made years of sacrifices to save it up. Sure sounds like they need to do some basic financial education in the schools. I thought that maintaining property insurance was a requirement for a mortgage?"
Do you think the price of rent is too high? Let us know in the comments.
