A mum has shared how she saves more than £650 every Christmas to cover gifts for friends and family.
Kate Richards, 33, says she’s been using the same saving trick for the last three years and doesn’t even notice the money she’s putting aside.
It’s all thanks to the 1p Challenge, which involves saving 1p on January 1, then 2p on January 2, and so on until you reach December 31 (or before, if you want to stop at Christmas)
