India’s lending ecosystem is at an inflection point, where digital public infrastructure, data, and technology are creating new opportunities to expand formal credit to underserved consumers, especially MSMEs (micro, small, and medium enterprises), agriculture, and other segments. At the same time, lenders are under pressure to scale while strengthening risk management, compliance, and operational capabilities. Against this backdrop, Lentra, a cloud-based lending software provider, is expanding its focus from lending technology to support lenders’ broader growth ambitions through initiatives such as the Growth Alliance Program (GAP). In an interview with The Economic Times Digital, Pune-based Ankur Handa, Chief Business Officer, Lentra, discusses the evolution of digital lending, the rise of intelligent credit, GAP, challenges and opportunities facing India’s lending ecosystem, and more. Edited Excerpts:
The Economic Times Digital (ET): Give us an overview of your Growth Alliance Program. What was the motivation behind starting it, and what has been the impact so far?
