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Kiplinger
Kiplinger
Business
Sean Jackson

11 Most Common Types of Car Insurance: Which Coverage Do You Actually Need?

Vehicle insurance claim form, calculator and money.

With the cost of car insurance rising, you might be rethinking your coverage and figuring out what you can skip to lower your premium. While certain types of car insurance, like liability or uninsured/underinsured motorist coverage, are mandatory in many states, there are a handful of optional coverage options that you can choose to add or skip based on your needs.

To strike the right balance between budget and coverage, it's important to think about what types of insurance you don't need and what coverage is a must for your lifestyle and priorities. Here's what you need to know about the different types of car insurance to make those choices.

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