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GOBankingRates
GOBankingRates
Travis Woods

Mortgage Rates Are Falling — Is Now the Time To Buy?

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If your 2026 goals include becoming a homeowner, but you’ve just been waiting for mortgage rates to drop to an unscary level, you may be in for some good news. In the short term, rates are relatively stable, but are lower than this time last year so it could be time to do more than a little window shopping.

However, with mortgage rates falling so precipitously, is now the time to buy a new home? Let’s explore.

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