Morning everyone. To the long list of institutions that have failed amid the ongoing saga of child abuse at the hands of clergy, we can now add the insurance market. In an exclusive story today we reveal how an inundation of survivor claims means insurers have abandoned religious institutions, leaving state governments and taxpayers to pick up the slack. We’ve also got an exclusive on Clive Palmer’s plans to sue the commonwealth for billions, as well as a meet with Australia’s Eurovision superfans.