More people are using AI to manage their money— but they won’t let it make decisions alone

Over the shoulder view of young woman managing finance and investment, analyzing stock market data on laptop at desk. Stock exchange, banking, finance, investment, financial trading concept. Smart banking with technology (Credit: Getty Images)

Good morning. A new report from TD Bank U.S. finds that employees are embracing AI as a productivity tool, but they’re not ready to hand over decision-making authority.

According to TD’s second annual AI Insights Report, released on Tuesday, 83% of employed respondents said they now use AI-powered tools at work, up 20 percentage points from last year. Adoption rose across both employer-provided tools, rising to 75% from 63%, and independently accessed tools, which climbed to 78% from 66%. Respondents who use AI say it helps them work faster, generate ideas more easily, and make decisions more efficiently. Notably, 71% say AI gives them a competitive edge over peers in similar roles.