More than a third of workers are only one pay slip away from serious hardship, with a quarter not having enough money to spare beyond the necessities.
A study of 2,000 employees found 34 per cent are living pay day to pay day.
If they were to lose their job today many would be at risk of having trouble paying for utilities (56 per cent) and food (47 per cent), while 41 per cent fear they’d get into debt.